Yacht annual ownership and reserve planner
Build an annual operating budget with equipment reserves, fuel usage, financing interest, and separate asset value changes.
Your inputs
The editable example is illustrative. Enter your own dimensions, operating data, prices, and fees. Results update as you edit.
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Your result
Complete the inputs to see your result.
How it works
- Annual replacement reserve = Planned equipment replacement cost ÷ Replacement interval
- Annual cash budget with reserves = Fixed annual costs + Fuel consumption cost + Annual replacement reserve
- Annual value loss or gain = (Purchase price − Expected resale value) ÷ Ownership period
- Annual cost including value change = Annual cash budget with reserves + Annual value loss or gain
Assumptions and limitations
Costs use one currency. Fuel is in litres and price per litre. Replacement reserves are annual allocations, not necessarily spending in that year. Value change is purchase less expected resale divided by holding years; an expected gain produces a negative cost. The budget excludes purchase principal, loan repayments, and any costs not entered.
